Rogue Reverend

I Pay More, Because I’m Poor

One of the most difficult things about poverty is that the poor pay more than the rich for services and merchandise. For example, groceries in a bad neighborhood are usually more expensive than groceries in a good neighborhood. Poor people pay more in bank fees, insurance, food, gas, deposits for utilities, and many other things.

Why is it this way?

First, because the poor have very little time. Picketing a grocery store for being more expensive is a great idea, but who of the poor can afford to take the time off of work to do it? Driving to the other side of town? Hard to do when you are counting pennies for gasoline.

Second, because poor folks don’t know that they can ask questions and that they have rights. I know it’s not always true now, but it used to be true that you could get your bank to waive overdraft fees. If you made a mistake on your checking account, and weren’t habitual, you could ask, and they’d waive them. Because that’s pure profit for the bank, and their managers had that option. Do poor people know that? Nope. Young people don’t either. So who pays overdraft fees? The poor and the young. In other words, those who don’t have the money.

Third, because they live in smaller spaces. It’s one thing to go to a big box store and stock up on tons of stuff, but most poor people live in smaller spaces and don’t have the room to put huge boxes of cereal. Then stuff goes to waste.

Fourth, saving money takes an investment. Back to the box stores: a stick of deodorant is about $2 in a drug store. It’s about $6.5 for 6 sticks at a big box store. Spending the money NOW becomes an issue of having more money NOW to save money in the long run. Most poor people don’t have the extra money now.

Fifth, life becomes about robbing Peter to pay Paul. Poor people figure, “I won’t pay my phone bill until next week so that I can pay for some food today.” Bam! Down the credit rating goes. Bam! Up the credit card rate goes. Bam! Up the insurance rate goes.

It’s a vicious cycle.

And until some people besides poor people start caring about the injustice in the system, it probably won’t change. Because, really, it’s possible that the rich think, “Well, I work hard, I should pay less money for things.” Like health care. Is it possible that people think, “They don’t deserve health care?”

The Bible makes it clear that God cares about the poor. Shall we keep oppressing them?